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The questions came from the MassMutual Foundation’s FutureSmart Digital program , developed for middle school and high school students in partnership with education technology leader EverFi. When you will need to use the money. a loan of cash you obtain with a credit card. All you have to do is find the story or chapter in the list below (if it exists in our database) and click the 'Get Answers' button to get all the answers related to that story or the chapter. Smart Shopping. Please make sure you read each question. Save. When you are deciding what to buy, you should not... {FREE} Everfi Answers Smart Shopping - Most Popular. 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